Bardsley v. Government Employees Insurance

Respondent Francina Bardsley's home was hit by a speeding car. The car ran through the house, struck and killed her husband, Frederic Bardsley, and caused substantial property damage. The liability coverage of the driver was exhausted in settlement of the wrongful death action, and upon review, the Supreme Court was asked to consider the impact of the collateral source rule on underinsured motorist property damage coverage where the homeowners' policy has already paid for the property damage. The Court held the collateral source rule did not apply and there was no underinsured motorist property damage coverage available. View "Bardsley v. Government Employees Insurance" on Justia Law