Justia South Carolina Supreme Court Opinion Summaries

Articles Posted in Consumer Law
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The issue this case presented to the Supreme Court started from an agreement between Respondents, the University of South Carolina and the University Gamecock Club, and Appellant George M. Lee, III. In exchange for Appellant purchasing a $100,000 life insurance policy and naming the University the sole, irrevocable beneficiary of the policy, Appellant was given the "opportunity to purchase tickets" for his lifetime to University football and basketball games. Years later, the University instituted a program that required all Gamecock Club members, including Appellant, to pay a seat license fee as a prerequisite for purchasing season tickets. Believing that the University could not require him to pay additional consideration for the opportunity to purchase tickets without violating the agreement, Appellant brought a declaratory judgment action. The trial court entered judgment for the University and the Gamecock Club, finding that Appellant was not deprived of the opportunity to purchase season tickets when the University instituted the seat license fees. The Supreme Court reversed: the Agreement unambiguously prohibited the University from requiring Lee to pay the seat license fee as a prerequisite for the opportunity to purchase tickets pursuant to the Agreement. View "Lee v. University of South Carolina" on Justia Law

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In anticipation of the opening of the University of South Carolina's new basketball arena, the University of South Carolina and the University of South Carolina Gamecock Club distributed a brochure to high-level Gamecock Club members. The brochure offered the opportunity to purchase premium seating including a number of amenities for basketball games and other events held at the arena. The brochure offered members the opportunity to purchase these tickets over a "five year term." Members were to pay $5,000 per seat in the first year and $1,500 per seat each year in years two through five. Appellants claimed that Athletic Department employees promised Appellants that, after year five, they would only have to maintain their Gamecock Club membership and pay the face value of season tickets to retain these premium seats. Appellants accepted the University's offer and made the required payments for years one through five. After the fifth year, the University contacted Appellants and requested a $1,500 payment per seat for the sixth year of premium seating. Appellants brought an action against the University alleging breach of contract and seeking specific performance. After discovery, the parties filed cross motions for summary judgment. The trial judge denied Appellants' motion and granted the University's motion, finding that due to the absence of a written contract the statute of frauds barred Appellants' claims. The Supreme Court concluded the statute of frauds applied in the first instance, but that a question of fact existed concerning the question of equitable estoppel, rendering summary judgment inappropriate. View "Springob v. University of South Carolina " on Justia Law

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Appellants Thomas and Vera Gladden appealed the trial court's order granting summary judgment to Respondent Palmetto Home Inspection Services, alleging the limit of liability provision in a home inspection contract was unenforceable as violative of public policy and as unconscionable under the facts of this case. Upon review, the Supreme Court concluded that contractual limitation of a home inspector's liability did not violate South Carolina public policy as expressed by the General Assembly and, as a matter of law, was not so oppressive that no reasonable person would make it and no fair and honest person would accept it. Accordingly, the Court affirmed the trial court's order granting summary judgment to the inspector. View "Gladden v. Palmetto Home Inspections" on Justia Law

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The Savannah Bank, N.A., (Bank) sought to foreclose on a property owned by Appellant Alphonse Stalliard. Appellant argued that he should not be held liable for a loan closed by a person acting on his behalf under a power of attorney. Appellant alleged, inter alia, that Bank did not conduct reasonable due diligence and did not verify Appellant's ability to pay. He filed a motion seeking additional time for discovery. The master-in-equity denied the motion and ruled in Bank's favor. Appellant appealed that decision, arguing that summary judgment was improper and that the master should have permitted additional time for discovery. Upon review, the Supreme Court held that the master properly denied Appellant's motion. View "Savannah Bank v. Stalliard" on Justia Law

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Petitioner Neeltec Enterprises, Inc., d/b/a/ Fireworks Supermarket, appealed an order requiring it to substitute two corporations as defendants in its SCUPTA suit in lieu of the individual Willard Long against whom it had brought suit. Petitioner operated a fireworks store near I-95. Defendant Long was alleged to have operated a competing fireworks store "Fireworks Superstore" near I-95. Petitioner alleged that Long first changed his store's name to closely resemble Petitioner's. Petitioner then redecorated the outside of his building facing I-95 traffic with an advertising display. Long allegedly retaliated by moving a 45- foot long, 9-foot tall storage container onto his property, effectively blocking travelers' views of Petitioner's wall advertisement. Petitioner alleged that, by his actions, Long had violated the SCUTPA. Long answered, and subsequently filed a "Motion for Summary Judgment or, in the Alternative, for Substitution of Parties." Long asserted he never owned the Fireworks Superstore, but that it had been owned by Hobo Joes, Inc., when the suit was commenced and was now owned by Foxy's Fireworks Superstore, Inc., both South Carolina corporations.  He sought either summary judgment because Petitioner had sued the wrong party or an order that Long be dropped as a party and that Hobo Joe's and Foxy's Fireworks be added as defendants. The special referee granted Long's motion in part, finding he was not "the proper defendant. Petitioner appealed and the Court of Appeals dismissed the appeal. Upon review, the Supreme Court held that the order requiring Petitioner to discontinue its SCUPTA suit against Long affected its substantial right to name its defendant, making it immediately appealable. The decision of the Court of Appeals dismissing the appeal was reversed, and the matter was remanded for consideration of the merits of Petitioner's appeal. View "Neeltec Enterprises v. Long" on Justia Law

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Appellant Matthew Kundinger received a default judgment against Louis and Linda Frazer (the Frazers) before the Frazers closed a refinance mortgage with Matrix Financial Services Corporation (Matrix).  In Matrix's foreclosure action, the master-in-equity granted Matrix equitable subrogation, giving the refinance mortgage priority over Appellant's judgment lien. Appellant counterclaimed, alleging his judgment had priority over Matrix's mortgage because it had been recorded first.  Matrix, attempting to gain the primary priority position, then sought to have the refinance mortgage equitably subrogated to the rights of its January 2001 mortgage.  The master-in-equity granted Matrix's request, and Appellant appealed that order. Upon review of the applicable legal authority, the Supreme Court found that a lender that refinances its own debt is not entitled to equitable subrogation.  The Court reversed the lower court's decision and remanded the case for further proceedings. View "Matrix Financial Services Corp. v. Frazer" on Justia Law